Wisconsin Funeral Trust Planning: Protect Your Assets and Legacy
With nursing home costs in Wisconsin averaging $10,000 monthly, your life savings can vanish quickly. Our funeral trust solution provides immediate asset protection while ensuring your final expenses are covered, with zero service fees.
How Funeral Trusts Protect Your Assets in Wisconsin
An irrevocable funeral trust is a powerful financial shield that protects your assets from Medicaid spend-down requirements. Unlike traditional bank-backed trusts limited to $4,250 protection, Refi Trust's insurance-backed solution provides:
- Immediate protection of up to $15,000 per person
- Extended protection of up to $100,000 when established over 5 years
- Complete exemption from Medicaid calculations
- Protection from creditors and nursing homes
Our funeral trusts offer substantially more protection than standard prepaid funeral plans, with greater flexibility and control over your funds.
Convert Life Insurance to a Protected Funeral Trust
Have you been paying into a Non-Term Life Insurance policy for years, only to see premiums rise? Many Wisconsin seniors discover that their cash value may be at risk from:
- Rising premium costs that drain retirement income
- Medicaid spend-down rules that consider the cash value as a countable asset
- Nursing home expenses that can quickly deplete policy value
Refi Trust lets you transform existing life insurance policies into strategic assets through our Burial Trust Insurance Policy. This seamless conversion process:
- Preserves your policy's cash value in a protected vehicle
- Eliminates ongoing premium payments
- Creates an exempt asset for Medicaid qualification
- Maintains funds for funeral expenses while protecting your estate
Funeral Trust Benefits for Estate Planning
A funeral trust is an essential component of comprehensive estate planning in Wisconsin:
- Immediate fund distribution – We wire funds to your chosen funeral home within 48 hours
- Estate recovery protection – Your assets remain shielded from posthumous Medicaid claims
- Future flexibility – The funds aren't tied to a specific funeral home
- Estate return guarantee – Any unused funds return to your estate
Unlike traditional prepaid funeral plans that lock you into specific providers, our solution maintains your freedom to choose while providing superior asset protection.
Why Choose Refi Trust for Your Funeral Planning Needs
Refi Trust specializes in helping Wisconsin residents between 50-70 years old protect their assets while planning for funeral expenses:
- Zero service fees – Completely cost-free assistance with no complex underwriting
- Wisconsin-specific expertise – In-depth knowledge of state Medicaid regulations
- Comprehensive protection – Coverage across Wisconsin and most US states
- Personalized consultation – Tailored solutions for your unique financial situation
Located within easy driving distance of Milwaukee, Racine, Kenosha, Waukesha, Ozaukee and Washington County, we offer both in-person and virtual consultations.
Ready to Secure Your Financial Future?
Don't let your hard-earned assets be depleted by rising healthcare costs or Medicaid spend-down requirements. Contact Refi Trust today for a personalized, no-obligation consultation.
Secure Your Future Now Call 414-244-9444
Refi Trust is located at 1200 N Mayfair Rd, Wauwatosa, WI 53226. We serve clients nationwide with Wisconsin-specific expertise in funeral trust planning and asset protection strategies.